Terms and Conditions

Effective Date: January 01, 2025

Welcome to Toxipay! By accessing or using our website toxipay.com (the “Site”), you agree to comply with and be bound by the following Terms and Conditions (“Terms”). If you do not agree with these Terms, please refrain from using the Site.

1. Acceptance of Terms

By using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

2. Changes to Terms

Toxipay reserves the right to update, modify, or change these Terms at any time. We will notify users of any significant changes by updating the “Effective Date” above. It is your responsibility to review these Terms periodically.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not use the Site in a way that could harm or interfere with its operation or violate any applicable law or regulation.

4. Account Registration

In order to use certain features of the Site, you may be required to register an account. You agree to provide accurate, current, and complete information and to maintain the security and confidentiality of your account credentials. You are solely responsible for any activities under your account.

5. Payment Processing

Toxipay provides payment processing services. You agree to provide accurate and complete payment information when making transactions on the Site. You authorize Toxipay to charge your selected payment method for any applicable fees.

6. Prohibited Activities

You may not use the Site for any illegal or fraudulent activity, including but not limited to:

• Engaging in any form of money laundering or financing of terrorism
• Violating intellectual property rights
• Attempting to gain unauthorized access to any part of the Site or its systems
• Distributing malicious software or viruses

7. Intellectual Property

All content, trademarks, logos, and intellectual property displayed on the Site are the property of Toxipay or its licensors and are protected by applicable intellectual property laws. You may not use any content from the Site without prior written permission.

8. Limitation of Liability

Toxipay makes no warranties or representations regarding the accuracy, completeness, or reliability of the Site or any services provided. To the maximum extent permitted by law, Toxipay will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of the Site.

9. Privacy Policy

Your use of the Site is also governed by our Private Policy, which outlines how we collect, use, and protect your personal information.

10. Termination

Toxipay reserves the right to suspend or terminate your access to the Site at any time, without notice, if we believe you have violated these Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of United Kingdom, without regard to its conflict of law principles.

12. Dispute Resolution

Any disputes arising out of or related to these Terms shall be resolved through binding arbitration.

13. Contact Information

If you have any questions about these Terms or our services, please contact us at sales@toxipay.com